About Lenme: Borrowing and Lending
GET CASH FAST. BORROW SMART. INVEST WISELY. Lenme is a cash advance and lending marketplace where eligible users can apply for a $200 cash advance, request personal loans up to $5,000, and explore ways to fund loans and...
GET CASH FAST. BORROW SMART. INVEST WISELY.
Lenme is a cash advance and lending marketplace where eligible users can apply for a $200 cash advance, request personal loans up to $5,000, and explore ways to fund loans and earn potential returns, all in one app.
CASH ADVANCES FOR ELIGIBLE USERS
Low balance before payday? Apply for a cash advance with no traditional credit check required. Availability, amount, and funding speed vary by borrower, bank, and eligibility; some advances may include a fee.
PERSONAL LOANS UP TO $5,000
- Post your loan request in seconds
- Real lenders may compete to fund you
- Compare offers and pick the one that fits — APR and terms vary by lender and creditworthiness
- Repay over up to 12 months in installments
- Borrowers with limited or poor credit may qualify; a soft credit check is used to view offers
GET FUNDED IN 4 STEPS
1. Download Lenme and connect your bank
2. Request a cash advance or set your loan amount and term
3. Review real loan offers from lenders, when available
4. If approved, funds are sent to your account
BALANCE GUARD: HELP AVOID OVERDRAFT FEES
Set a balance limit and Lenme may offer a cash advance option before a potential overdraft, subject to eligibility and approval.
EARN REWARDS
Play featured games, answer surveys, and browse Marketplace deals for a chance to earn rewards. Rewards vary by activity and are not guaranteed; see in-app terms for details.
OWN CRYPTO? EXPLORE CRYPTO-BACKED LOANS UP TO $10,000
Connect your wallet to apply for a loan backed by your crypto holdings, without selling your coins. Crypto values can be volatile, and your collateral may be at risk.
INVEST IN LOANS, EARN POTENTIAL RETURNS
Fund loans from $50 and set your target rate. Returns depend on borrower repayment, are not guaranteed, and you may lose some or all of your investment.
Download Lenme, the cash advance and personal loan app that pays you back.
Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and at what interest rate.
Lenme offers monthly and annual subscription plans available via In-App Purchases. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or cancel your subscription at any time by going to your Account Settings on the App Store after purchase.
Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and may be liquidated in case of default or sudden price drop of the held currency.
Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period, paid in installments. Lenders can offer loans for a minimum of 3% APR based on the credit score and their own criteria. The lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis.
A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with a total interest and fees of $76.96.
For more information, see our Terms of Use and Privacy Policy:
https://lenme.com/privacy-policy/
https://lenme.com/term-of-use/
Previous Versions
Here you can find the changelog of Lenme: Borrowing and Lending since it was posted on our website on 2019-07-10 21:00:14.
The latest version is 26.7.2 and it was updated on 2026-10-12 23:39:28. See below the changes in each version.
Lenme: Borrowing and Lending version 26.7.2
Updated At: 2026-09-16
Changes: What's new:
• LenAI: An intelligent lender agent with deeper borrower insights, risk signals, and smarter decision support.
• Lenme Arcade: Play games and earn real cash directly in the app.
• Reward Surveys: Share feedback through quick surveys and earn rewards.
• Redesigned Login: Faster, easier sign-in that remembers your previous login method.
• Bug fixes & improvements for a smoother, more reliable app.
Questions? Reach out at hello@lenme.com
Lenme: Borrowing and Lending version 26.5.1
Updated At: 2026-07-18
Changes: We're excited to introduce LenAI, Lenme Arcade, and Lenme Reward Survey to help you make smarter decisions and earn on Lenme. This update includes: LenAI, an intelligent lender agent with deeper insights and risk signals; Lenme Arcade, where you can play games and earn real cash; Lenme Reward Survey, where you can share feedback and earn rewards; and bug fixes and improvements for a smoother experience. Questions? Contact hello@lenme.com.
Lenme: Borrowing and Lending version 26.4.2
Updated At: 2026-05-01
Changes: We’re excited to introduce LenAI and Lenme Arcade to help you make smarter decisions and earn on Lenme. This update includes: LenAI, an intelligent lender agent with deeper insights and risk signals; Lenme Arcade, where you can play games and earn real cash; and bug fixes and improvements for a smoother experience. Questions? Contact hello@lenme.com.
Lenme: Borrowing and Lending version 26.2.3
Updated At: 2026-04-03
Changes: We’re always working to improve your experience on Lenme. Here’s what’s new in this update:
• Data Transparency: You can now view the data we collect and store about you in the “Data We Collect” section of the app.
• Bug Fixes & Improvements: We fixed several issues to make the app smoother and more reliable.
Have feedback or questions? Reach out anytime at hello@lenme.com.
Lenme: Borrowing and Lending version 26.2.2
Updated At: 2026-02-23
Changes: Now you will be receiving funding offers in as little as 30 minutes after submitting your loan request.
We’re constantly improving our platform to provide you with the best possible experience. Check out our latest updates:
1. Borrowing is now a lot quicker: offers will be rolling in within 30 minutes.
2. Bug Fixes: Various issues have been resolved for a smoother experience.
If you have any questions or suggestions, feel free to reach us at hello@lenme.com.
Lenme: Borrowing and Lending version 9.0.9
Updated At: 2025-03-17
Changes: The New Third Party Apps feature that leverages AI technology to analyze financial profiles' of borrowers and helps lenders make more informed lending decisions to maximize their earnings and reduce risk during the lending process.
If you have any questions or suggestions, feel free to reach us at hello@lenme.com.
Lenme: Borrowing and Lending version 8.6.4
Updated At: 2024-12-16
Changes: The new Balance Guard feature helps prevent your bank account balance from falling below a set limit by automatically requesting loans on Lenme when it reaches the threshold. This ensures you’re always covered when you need it most. It’s simple, secure, and designed to keep your finances stress-free.Check out our latest updates:
1. Balance Guard
2. Bug Fixes: Various issues have been resolved for a better experience.
If you have any questions or suggestions, free to reach us at help@lenme.com
Lenme: Borrowing and Lending version 8.4.3
Updated At: 2024-10-01
Changes: Refer your friends to Lenme and earn up to $40 for a limited time! We continuously improve our platform to ensure the best user experience. Check out our latest features and improvements:
1. Bug Fixes: We have resolved various issues to provide a more seamless experience.
If you have any questions or ideas, please contact us at hello@lenme.com.
Lenme: Borrowing and Lending version 8.3.1
Updated At: 2024-08-05
Changes: Refer your friends to Lenme and earn up to $40 for a limited time. We continuously improve our platform to ensure the best user experience. Check out our latest features and improvements:
- Automation Feature Launch: Lenders can now set rules to automate offers and funding.
If you have any questions or ideas, feel free to contact us at hello@lenme.com.
Lenme: Borrowing and Lending version 8.1.5
Updated At: 2024-07-19
Changes: Refer your friends to Lenme and earn up to $40 for a limited time. We continuously improve our platform to ensure the best user experience. Check out our latest features and improvements:
- We have changed the way you login for better experience.
If you have any questions or ideas, feel free to contact us at hello@lenme.com.
Disclaimer
Official Google Play Link
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